Toys R Us (Chase Manahttan)

Pros: rebate rewards for every dollar you charge
Cons: high interest rates

We’ve had the Toys R Us Visa Card from Chase Bank since May 1997. I had seen an ad in a Parenting magazine where they had advertised with the slogan of “Earn free toys”. At the time, we had a 15-month-old son and I was pregnant with my...

Pros: many
Cons: none that I know of

I recently bought my daughter a brand new toy at Babies R Us and didn't have to pay a single cent for it! It was wonderful! How did I do it, you may ask? Simple, I just charged the diapers and formula (and a few other goodies) my daughter needed on a...

Pros: Free merchandise
Cons: Must pay balance off monthly

I signed up for the Toys-R-Us visa from Chase four years ago. I found it intriguing that all of my purchases would give me credit toward free merchandise at Toys-R-Us, Kids-R-Us, or Babies-R-Us. You are credited 4% of your purchases back if you...

Pros: Free Geoffrey $$, No Fees
Cons: $10,000.00 Credit Limit at first

Of course, I would never go to Toys R Us just to apply for a credit card, but one day when I was making a rather large purchase there, I was told that I would get 15% off my first purchase with the card. I thought GREAT! even if I never use it again,...

Pros: No Annual Fee, Certificates Good At Any "R Us" Store
Cons: High Interest Rate

Oh, how the mighty have fallen.

Three years ago, I couldn't say enough about the American Express Memberships Rewards program. It let me rack up free mileage on my favorite airlines, and once I had more trips then I knew what to do with, it...

Pros: great rewards option
Cons: interest rate high

I signed up for this credit card when I saw that they offered a $10 Toys R Us Gift Certificate. The idea behind this card is simple. You get 4% of your Toys R Us, Babies R Us, or Kids R Us purchases back in the form of "store" credit. You...

Pros: 15% off your first purchase
Cons: TONS OF JUNK MAIL!

I usually ignore the card offers in stores that employees try to push on you to meet their quotas, but I had spent SO much that day I decided to apply for the card to get 15% off. At first, it seemed like a great idea. They said there were no strings...

Pros: Reward program
Cons: Problem handling, customer reps, apathetic attitude, no compassion for customer's grief

Chase Manhattan's glowing motto is that "The Right Relationship is Everything." It gives a general idea of what the company deems important, which I presumed to be customer service. I applied for this card mainly because of their Toys R Us...

Pros: Great rewards program
Cons: Rewards usage limited to shopping "R" Us locations

The Toys "R" Us Visa Card is a great rewards card if you have kids (or grandkids). If you shop Toys "R" Us you know that it is not just a toy store but also Kids "R" Us and Babies "R" Us carrying, clothing,...

Pros: generous rebates and great customer service
Cons: none!

we used to have a visa card which earned us 3% back on purchases at a local grocery store, and 1% everywhere else. when they discontinued the rebate program we dropped the card and began searching for another card with a rebate.

since our son...

Pros: Nice Bank, Great Customer Service
Cons: None so far

I have been a satisfied customer with Chase Toys R Us Visa for a little over a year now.

I have never had any problems with using my Visa card anywhere.

I enjoy being able to use my credit card and knowing that I will be rewarded...

Pros: cash back
Cons: only can use at Toys'R' Us

Considering I have a one year old girl, this card has become important to me. They offer 4% back purchase from Toys'R'Us, and 1% from any place where accept Visa. We use it all the time, and by the reward, we got my girl toys and diapers. I am a person...

Pros: free toys for christmas
Cons: high interest rate

i use my card all the time! and i do mean ALL the time. we deposit our paychecks in the bank and use our toys r us card almost everywhere. we use it for gas, groceries , staples, online purchases anything!! and then i deduct the bill from my checking...

Pros: Certificates are great for toys, clothes, diapers, forumula, etc, etc
Cons: We would like to see transactions/ make payments on-line

A couple months before our son was born, we applied for the Toys R Us visa card and tossed the others in the garbage (cut to pieces, of course!). I don't recommend credit cards in general, but everyone should have one for emergencies. If you do use it,...

Pros: Geoffrey $$ as rewards
Cons: High interest rat

Having an 8 year old and an newborn can be catastrophic on Mom's pocketbook. But with my Chase Visa Toys "R" Us card, I get Geoffrey money for all my charges. The value is great, 1% back on regular purchase and 4% back on purchase at any of...